Finances

The Benefits Of A 20% Down Payment
If you are in the market to buy a home in Rancho Santa Margarita this year, you may be confused about how much money you need to come up with for your...
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Waiting To Buy
Cost of Waiting With the Real Estate Market beginning to shift a bit, we are now considered “Balanced”. This means that in most price ran...
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How To Buy A Home | FHA and VA Loans | March 2020 Update
A lot of people have seen the interest rates dropping lately and are wondering how that impacts how to buy a home. In this video I try to clear up wha...
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Real Estate In A Post Coronavirus World
Without a crystal ball, there’s no way of foretelling what will happen to the property market over the next few months, as the world emerges fro...
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3 Sciences That Are Driving Today's Expert Economic Projections
The 3 Sciences That Are Driving Today's Expert Economic ProjectionsAs we continue to work through the health crisis that plagues this country, more an...
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For Sale By Owner – What Does It Say
If you will be selling your house this fall, an early decision will be whether to team with a Rancho Santa MargaritaRealtor® or go the “For...
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11 Questions to Ask Before Buying a Second Home
If you’re thinking about buying a second home for vacation or rental purposes, then you’ll need to do some homework before you get serious...
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Credit Card Debt
UNDERSTANDING CREDIT CARD DEBT Credit cards are no more a luxury, they are almost a necessity. So, you would imagine a lot of people going for credit...
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FHA Loans
It is a loan guarantee program that is provided by the Federal Housing Administration as a replacement for mortgage insurance from a private company....
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Rancho Santa Margarita Cost Of Living
THE TRUE COST OF LIVING Being able to work within a realistic family budget has become an increasingly important part of modern living for many Ranch...
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